Online Casino Payments

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It's nice to see when online casinos have partnered with a variety of payment options, such as credit cards, e-wallets, prepaid cards, and cryptocurrencies. Naturally, each banking method comes with its own set of advantages and disadvantages, and beginners might find it tricky to find out which one is the best for them.

If you're not sure what the best payment method is to make safe and hassle-free transactions for you, this guide will be a great source of information. Kiwis would find this helpful too in case they are looking for NZ Dollar deposit casinos.

How to Choose the Best Online Casino Payment Options

What makes a payment method a better fit for your online casino needs compared to others? Let’s have a closer look:

Deposit and Withdrawal Fees

Before you go ahead and choose a particular banking method, make sure to check out what fees your site of choice is taking when making a deposit or requesting a withdrawal with it. Usually, most online casinos don’t take fees when it comes to making deposits, however, you’ll have to check this with your banking method and site of choice. Also, sometimes, an online casino might take a small fee when using credit cards, for example, but then take zero fees when making payments with e-wallets or crypto, so again, make sure to read the banking page of your site of choice so you can weigh your options and see which one works best for your specific situation.

Withdrawal fees should also be kept in mind. Certain casinos will charge a small withdrawal fee when using specific payment options, especially if you’re interested in making payments with bank transfers, for example. Again, you can read all about this in the banking page section, or alternatively, you can contact a member of the team to clarify any queries you might have.

Payout Processing Times

Take into consideration the payout processing time. Naturally, if you manage to land a win when playing at an online casino site, you’ll want to withdraw those winnings as quickly as possible. Therefore, it's good to take into consideration the payout processing time for your preferred banking method.

As we’ll look at later on in the review, typically, traditional banking options such as credit cards and bank transfers will take the longest to process, while cryptocurrencies and e-wallets are a lot quicker. In this case, keep in mind that you can opt to make your deposits with credit cards, for example, and then request withdrawals with another payment option that has a quicker withdrawal time so that you can get your hands on your winnings asap.

Minimum Deposits

Most casinos implement a minimum limit on how much players can transfer to their casino accounts. It's best to check what limits are in place, if any, to find a casino that suits your budget.

To learn more about the minimum deposits you can make when using specific payment options, you’ll again have to head over to the casino's ‘Banking Payment’ option page, as sometimes, casinos will allow you to make minimum deposits of $10 with e-wallets, but for credit cards, will only allow you to make minimum deposits of $20, for example. These minimum deposits could earn you deposit free spins.


It goes without saying, but reliability and safety should be forerunners when it comes to choosing a payment provider over others. When making an account with a payment provider, you’ll have to input your personal information, such as name, surname, address, and number, so it’s integral that your bank of choice uses encryption technology and other safety features to ensure your safety and avoid serious problems such as identity hacking. Ideally, your site of choice should also employ two-factor authentication, adding another layer of security to your transactions.

Suppose you’re curious about trying a payment method at an online casino site in New Zealand, especially one that hasn’t been around for a very long time. In that case, we highly recommend reading some reviews to see what other players’ experiences have been like when using that particular payment method. If it has a lot of positive reviews, then you are probably good to go!

Credit and Debit Cards for Casino Deposits and Withdrawals

It’s time to have a closer look at the different payment options available when playing at different online casinos. Let’s start off by looking at one of the most popular banking solutions around; credit cards.


Visa, along with Mastercard, is undoubtedly one of the most used payment options available in the online casino world. Despite being around ever since 1958, Visa has always maintained a sterling reputation among all its users, which is why it’s loved by so many users around the globe. Visa offers debit cards, credit cards, and even prepaid cards, making it very easy to get your hands on one of these.

Another reason why players love to use Visa to fund their online casino accounts is that it is one of the safest banking options around, and it employs a variety of security features to make sure that your transactions are processed safely. Besides that, Visa has a stellar customer care team that’s available around the clock, so you’ll always have someone to contact in case of any difficulties.

Mastercard/ Maestro

Mastercard is another smart banking option that’s used by many players around the globe, especially in New Zealand. Mastercard offers debit cards, credit cards, and prepaid cards, and just like Visa, they make it very easy to get your hands on one of these cards, which is why they are so widely used by so many players. Indeed, Mastercard promises swift and easy payments every time, and they partner with many different institutions to offer their services.

Launched in 1966, Mastercard currently has millions of users all over the globe, and the reason for this is that they are one of the safest banking options you can use so that you can make payments with complete peace of mind. They also protect players from any unauthorized purchases, making it a payment provider you can really trust.

Pros and Cons of Using Cards at Online Casinos

Now that you know a little bit more about Mastercard and Visa, let’s have a closer look at the main pros and cons that come with using credit cards.

✅ Very safe to use❌ Withdrawals might take a couple of days to appear
✅ All online casinos accept them❌ Personal banking data needed when making payments
✅ Very Convenient

E-wallets and Prepaid Cards

The next popular payment option you’ll access when playing at the best online casinos in New Zealand are e-wallets and prepaid cards. Let’s look at some of the top options that players can use if they’re interested in making payments with these options:


Online payment options need to be secure, safe, and reliable, and this is just what players can expect to find when using Skrill. Owned by Paysafe Group, which also owns Paysafecard and Neteller, Skrill is an electronic wallet that’s been around ever since 2001 and currently has over 40 million users signed up with it. Skrill has earned many fans during its years in operation as they make it very easy for users to make payments with ease while sending transfers to other users. It is also used by many casino players to fund their online casino accounts due to how convenient it is to use it.

Skrill ensures that all of your data is secure thanks to their Secure Socket Layer technology, which encrypts any personal and banking data. In case of any queries, they have a robot called Sophia you can chat with for any generic questions, together with a telephone and email you can use in case of any more complex issues.


The following electronic wallet we’d like to look at here is Neteller. This fantastic payment provider has been around since 1999 and, as previously mentioned, is owned by Paysafe Group. Neteller, just like Skrill, allows players to make deposits and withdrawals at online casinos with ease, and they are used by many casino lovers all over the globe, thanks to how easy it is to make payments with them.

Neteller promises the safest standards for data encryption and general security, using 128-bit encryption technology that makes hacking very difficult, allowing players to use this payment option with complete peace of mind. Neteller also has a VIP programme for loyal Neteller users, and through it, regular Neteller players can benefit from lower deposit and withdrawal fees and increased transaction limits.


Next up, we have Paysafecard, which is a prepaid card that allows players to play online casino games with a limited bankroll. Launched in 2000, Paysafecard is currently available in 45 countries, and they are an excellent option for players who want to have complete anonymity when playing online.

When making purchases with Paysafe, all you have to do is input the 16-digit code of the card into your account; that’s all there is to it! This means that Paysafecard isn’t connected to a particular banking account, unlike all the previously mentioned banking options. To get your hands on one of these cards, you can either head over to a participating retail store or order one online via their website. Again, we’d like to point out here that in case of any problems, Paysafe has a 24/7 customer service team that you can contact at any time.


EcoPayz is a global online payment platform that allows players to make payments at casinos with ease without having to input their personal data on the site. Just like any other e-wallet, EcoPayz is connected to your preferred banking account for swift payments, and they make it very easy to create an account with them. EcoPayz also employs various security measures to ensure that your data is kept safe.

Again, like Neteller and Skrill, when using EcoPayz, you can buy a prepaid card called Ecocard which you can then use to play online casino games with a limited bankroll. In the case of any problems, EcoPayz has a live chat service you can use, which you can access when visiting their site, together with a telephone and email option.

Pros and Cons of Using Prepaid Cards at Online Casinos

Here is a summary of the pros and cons of using prepaid cards for casino transactions.

✅ High level of security❌ Prepaid cards cannot be used for withdrawals
✅ Fast withdrawals (up to 48 hours)❌ Not as widely accepted at online casinos
✅ Don’t require personal data

Apple Pay

Apple Pay is a digital wallet and mobile payment service for iOS users that allows players to make payments via their Apple pay wallet. Essentially, Apple Pay works very similarly to e-wallets, as you can link them to your preferred cards for quick payments, however, you cannot store money in these wallets, unlike e-wallets.

Of course, Apple Pay employs a variety of security measures to ensure that your data is kept protected, and they also employ extra authorization features to ensure you're the one that smacking these payments. For example, when making transactions, you must verify them with the Face ID or Touch ID feature.

Pros and Cons of Apple Pay

✅ Convenient❌ Not as widely accepted at online casinos
✅ Doesn’t store transaction history❌ Only available for Apple users
✅ Secure

Google Pay

For all the Android users out there, Google Pay is another digital wallet and mobile payment service you can consider using. Just like Apple Pay, players can use Google Pay to make transactions at online casinos and request withdrawals, and it’s linked to their preferred credit cards for easy payments. Besides that, Google Pay uses many security features to help protect your payment information and uses facial recognition to authorize payments.

Pros and Cons of Google Pay

✅ Convenient to use on Android phones❌ Not accepted widely
✅ Doesn’t store transaction history❌ Only available for Android users

Bitcoin and Cryptocurrencies

Finally, the last payment option you can use at certain online casinos is cryptocurrencies, such as Bitcoin, Ethereum, Litecoin, and Dogecoin. Cryptocurrency is a digital currency that employs cryptography to make secure transactions. Part of the reason why it has gained so much popularity over the years is because, unlike all of the other banking options we looked at here, it operates independently of any central authority. When making payments with crypto, players can make transactions anonymously and securely, and they can also benefit from lightning-speed withdrawals.

Pros and Cons of Cryptocurrencies

✅ Anonymous transactions and typically no fees❌ Cryptocurrency is very volatile
✅ Fast deposits and withdrawals❌ Crypto payments typically only accepted at crypto casinos


As outlined in this review, there are a variety of payment options players can choose from when it comes to funding their online casino account, ranging from credit cards, e-wallets, prepaid cards, and cryptocurrencies, and it’s up to your tastes to find the best option for you. Remember, before you go ahead and make an account with an online casino, it’s essential to make sure that the site is offering your preferred banking option of choice, as not all casinos will offer the same banking options.

Final Thoughts

In the ever-expanding world of online casino gaming, New Zealand (online casino NZ) stands out with its diverse and user-friendly offerings. A variety of payment methods are tailored to suit every player's needs and preferences, from traditional solutions like PayPal casino and Paysafecard casino to innovative options like Bitcoin casino. Moreover, NZ Dollar casinos ensure seamless transactions without the need for currency conversion. For those looking to start small or explore, $1 deposit casino, $5 deposit casino, and $10 deposit casino options provide flexibility without a significant investment. Along with these, many platforms further entice players with deposit free spins, enhancing the gaming experience and offering more chances to win. The combination of these features makes online casino gaming in New Zealand accessible and exciting for players with varying interests and budgets.


What is Important When Selecting a Casino Payment Method?

One of the most important things to remember when selecting a casino payment method is to check the transaction fees that come with using that particular option at your bank of choice. Another significant thing to keep in mind is how reliable the payment option is.

What Casino Withdrawal Methods Are Faster?

Some of the faster withdrawal methods include e-wallets and cryptocurrencies.

What is the Best Casino Payment Method for New Zealanders?

The answer to this will depend on person to person. Spend some time deciding what preferences matter to you, whether that's convenience, reliability, transaction times, or even anonymity. Take a look at our handy pros and cons tables in this guide to get a quick overview of each banking method.